A
Auto chooses one best source.
For a normal send, Universal Card selects a single eligible balance and route. You can still see which source was chosen before confirming.
Wallet orchestration, without the mess
One intent.
Every route.
Exact outcome.
Send across networks without thinking about bridges, providers or gas paths. Universal Card calculates the route, shows the maximum debit and keeps the recipient outcome fixed before you confirm.
Currently in development · routes and network coverage expand as integrations pass validation.
9:41
Universal
◌
Total assets
$1,842.60
+$18.42 today
↗
Send↙
Receive⇄
ChangeAssetsView all
USDC
USDC
Base · Arbitrum
1,291.20
$1,291.20
USDT
USDT
TRON
441.40
$441.36
ETH
ETH
Base
0.0231
$109.98
Multi-chain source
120.00 USDC → Base
Base68.40
Arbitrum51.98
Recipient gets120.00
Mode
Auto or Multi-chain
Recipient
One exact payout
Confirmation
One biometric session
Routing
Provider abstraction
Product
A wallet that thinks in outcomes, not chains.
You choose what should arrive. The wallet handles where funds come from, whether a route crosses networks and what the all-in debit looks like before authorization.
M
Multi-chain combines balances.
When one network is not enough, compatible balances can be combined into one intent — with one final payout to the recipient.
↗
Several sources. One recipient outcome.
The route can aggregate compatible balances while keeping the destination asset, network and exact recipient amount locked for confirmation.
2 sources selected
AutoMulti-chain
Sources
Base + Arbitrum
→
Recipient
120.00 USDC · Base
Exact recipient outcome120.00 USDC
✓
Exact-output by default.
The recipient amount is the product target. Fees and route costs are shown against the debit instead of silently reducing what arrives.
◉
Technical detail when you want it.
Keep the main flow simple. Expand operation details when you need provider, source transaction and destination settlement information.
Flow
Three decisions. The rest belongs to the router.
The user-facing flow stays small even when the execution underneath spans several providers or networks.
01
Choose the outcome
Select the asset, destination network, recipient and exact amount they should receive.
02
Review the route
See the chosen source or combined sources, the maximum debit, fees and expected execution time.
03
Confirm once
Authorize the locked plan with one biometric session, then follow a single operation through completion or recovery.
Security model
Transparent execution without turning the router into a bank.
The architecture is designed so routing logic can coordinate execution without becoming the place where customer funds sit.
◇
Funds stay on user-controlled addresses until execution.
Universal Router calculates and verifies the route, but it is not meant to receive customer funds into a server-side omnibus wallet.
✓Router does not receive private keys.
✓Recipient, asset, network and amount are locked before authorization.
✓Unknown post-submit states are recovered, not blindly re-sent.
✓Multi-chain is constrained to a single recipient payout.
≡
One operation. Full evidence.
The consumer sees a simple status. Technical details remain available for support, debugging and verifiable execution history.
StatusSending to recipient
SourcesBase · Arbitrum
Recipient gets120.00 USDC
Max debit120.38 USDC
AuthorizationFace ID confirmed
Technical detailsView ›
Universal Router
The wallet is the first client. The routing layer is the product underneath.
Universal Card turns routing infrastructure into a consumer experience: quote, lock, authorize, execute, verify and recover as one coherent intent.
⌘
Intent-first infrastructure.
Instead of exposing provider-specific mechanics to the user, the router works from a requested outcome and returns an executable plan.
✓Single-source and aggregate source modes.
✓Locked plan and idempotent execution lifecycle.
✓Receipt and destination verification.
intent = {
"receive": "120.00 USDC",
"network": "base",
"source_mode": "MULTI_CHAIN"
}
router → quote
router → simulation
card → biometric authorization
router → execution evidence
router → SETTLED
// one intent, one operation, one recipient payout
Universal Card
Crypto should feel like sending money, not operating infrastructure.
Universal Card is currently in development. The product direction focuses on exact outcomes, simple source selection and multi-chain execution hidden behind one clear confirmation flow.